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Offer Guide Strategy Report

Executive Summary

Offer Guide Strategy for 5 OfferGuide Ave

Independent analysis combining county assessments, neighborhood comps, appreciation trends, and market data to help you make an informed offer.

4 bed2 bath2,400 sqftBuilt 1977MLS# 25019111

Summary Numbers

List Price
$510,000
Fair Market Value
$460,000
Recommended Offer
$460,000
Negotiation Range
$50,000 · 10.9%

Data Quality Score

70 / 100· Moderate Confidence

Good data coverage with some gaps. Treat this as a strong guide, not a guarantee.

Low
High
Section 1

Offer Strategy

Understanding the Negotiation Range

The OfferGuide Principle: Four Pillars of Value

As a core component of The OfferGuide Principle, your goal is to navigate between four key data points. Your ideal offer lands somewhere in this range, informed by all four pillars:

Pillar 1: County Assessment

The fundamental baseline—what the county's independent assessment says the property is worth.

Pillar 2: Appreciation Baseline

What the property should be worth based on its last sale price grown at the regional appreciation rate.

Pillar 3: Comparable Sales

What similar nearby homes have actually sold for—reflecting current market sentiment.

Pillar 4: List Price

The seller's asking price—your starting point for negotiation, not necessarily fair value.

Your negotiation range: You may not offer at Pillar 1, but that's your anchor—the closer you get, the better positioned you are. The data in this report helps you find the right balance between all four pillars.

Negotiation Range Analysis

$50,000 range
Fair Market Value$460,000
List Price$510,000
Fair Market Value Negotiation Range

Negotiation Opportunity: The $50,000 gap (10.9%) between fair market value and list price represents room for negotiation. This report helps you determine where in this range to position your offer.

Critical Insights & Risk Factors

  • Slow appreciation of 3.22%/year over 13.0 years suggests limited price growth in this area.
  • County-assessed market value: $445,750 | List price: $510,000 (+14.4% premium)
  • Neighborhood comps suggest $/sqft slightly below list price, indicating potential for negotiation
  • The property's extended days on market suggest room for price adjustment

Your Two Strategic Options

Moderate Risk

Option A

Fair Market Value Offer

$460,000

Aligns with the county assessment and appreciation baseline
Considers local comp data
Likely to be appraised at this value
May be less competitive in a warm market
Seller might perceive as low
Low Risk

Option B

Competitive Offer

$485,000

More likely to be accepted in a competitive market
Shows strong buyer interest
Balances fair value with current market trends
Higher financial commitment
Less potential for negotiation

Your Offer Options Visualized

List Price
$510,000
Fair Value
$460,000
Option A
$460,000
Option B
$485,000
List Price (Seller's ask) Fair Value (Our analysis) Option A (Conservative) Option B (Competitive)

Appraisal Gap Snapshot

How Far Is List Price From Estimated Appraisal?

Appraisal Gap Risk

High (+$50,000 · 10.9%)

Visual comparison of list price, estimated appraisal value, and your recommended offer path.

List Price
$510,000
Recommended Offer
$460,000
Section 2

Value Analysis

Four Pillars of Value

County assessments, appreciation trends, neighborhood comps, and list price tell different stories. Understanding all four reveals your negotiation position.

County vs. Appreciation Baseline vs. Market vs. List Price

Pillar 1: County Value

$387,750

What the county thinks it's worth

Pillar 2: Appreciation Baseline

$431,740

2015 sale price ($249,000) grown at 5.5% SC avg (+11.3% above county)

Pillar 3: Comp Value

$439,000

What recent buyers paid (+13.2% above county)

Pillar 4: List Price

$510,000

What seller wants you to pay (+31.5% above county)

County Value
Appreciation Baseline
Comp Value
List Price

Fair Market Value

$460,000

Balancing the county-assessed value of $445,750, the appreciation baseline of $431,740, and the comps ranging from $370,000 to $497,000, a fair market value of $460,000 is suggested. This considers the property's good condition and neighborhood quality.

Section 3

Data Foundation

Historical Data & Market Context

Tax assessments, previous sales, and neighborhood comps provide the foundation for our value analysis.

Previous Sale History

How This Home Has Traded Over Time

Sep 2002

Sold for $165,000

Jul 2004

Sold for $235,000

Sep 2015

Sold for $249,000

Most recent recorded sale. The current list price and estimated appraisal build off this history.

Data Sources & Quality

Historical Sales Data (User-Provided)Tax Assessment History (User-Provided)Neighborhood Comps (User-Provided)SC Appreciation Data

Tax Assessment History

5 years of tax data provided by user

Previous Sales

3 sales provided by user spanning 13.0 years

Appreciation Trend

3.22% annually (high confidence)

Market Context & Timing

Days on Market

60

The property has been on the market for over 60 days, suggesting it may not be priced optimally.

Price / Sqft

$212.5

List price per square foot

Price Changes

None

Original list price maintained

Market Temperature

Cold
Hot

🌤️ Warm Market

The market is warm, indicating moderate buyer interest and potential competition.

The property has been on the market for over 60 days, suggesting it may not be priced optimally.

Comparable Sales Analysis

34 Sorento Blvd, Hanahan, SC 29410

2,146 sqft · 2025-01-16 · Within 0.5 miles (user-provided)

Sold: $370,000

$/sqft: $172

4 Genoa Ct, Hanahan, SC 29410

1,838 sqft · 2025-09-25 · Within 0.5 miles (user-provided)

Sold: $497,000

$/sqft: $270

26 S Basilica Ave, Hanahan, SC 29410

2,100 sqft · 2024-02-27 · Within 0.5 miles (user-provided)

Sold: $450,000

$/sqft: $214

Price Comparison

Comparing nearby sales to help you understand the property's value position

Comp 1
$370,000
Comp 2
$497,000
Comp 3
$450,000
List Price
$510,000
Fair Value
$460,000
Section 4

Independent Recommendation

Your Data-Backed Path Forward

Based on independent analysis of county records, comps, and market data.

OfferGuide Recommendation: Option A · Fair Market Value Offer

Offer A, at $460,000, represents a fair market value that balances historical appreciation, tax assessment, and recent comps. This offer also allows room for negotiation in a warm market.

Prepare to justify the offer using data points like county assessment and appreciation trends.

If multiple offers appear: If multiple offers are expected, be prepared to increase the offer slightly or make concessions to stand out.

Informed Decision Framework

If you choose to offer above fair market value ($50,000 premium), consider these factors:

  • Plan to hold 7+ years: Time smooths out short-term price differences through appreciation
  • Have appraisal gap reserves: Be prepared to cover $50,000 in cash if appraisal comes in at fair market value
  • Understand opportunity cost: $50,000 could earn ~$3,500/year in index funds at 7% returns
  • Accept refinance limitations: Limited equity gain may restrict refinancing options for 3-5 years
Section 5

Negotiation Playbook

Your Step-by-Step Strategy

Concrete tactics for opening, countering, and knowing when to walk away.

1Opening Offer Terms

Earnest Money

$5,000 - a moderate amount to show serious intent without overcommitting

Seller Credits

None - unless inspection reveals required repairs

Inspection Period

10 days - allows ample time for thorough evaluation

Closing Timeline

30-45 days - aligns with typical market expectations and provides flexibility

Additional Strategy

Include a brief personalized note expressing interest in the community

2Seller Response Scenarios

Scenario A

Counter at $500,000

Consider negotiating towards $480,000, emphasizing the property's good condition and market data supporting your offer.

Scenario B

Counter at $495,000

Respond with $475,000, highlighting comparative sales and potential for cosmetic upgrades.

Scenario C

Seller accepts your offer

Proceed with due diligence and ensure a thorough inspection to confirm property condition.

Scenario D

Seller rejects without counter

Re-evaluate your maximum willingness to pay and consider if this property aligns with your priorities.

3Post-Inspection Leverage

Use inspection findings as a second negotiation point—not just risk mitigation.

  • Negotiate repairs or credits based on inspection findings
  • Reassess offer if significant issues arise
  • Consider alternative properties if inspection reveals major concerns
  • Ensure appraisal aligns with offer to avoid financing issues

4Walk-Away Signals

If multiple signals appear, it's time to protect your future self and move on.

  • Appraisal significantly below offer price
  • Unexpected repair costs beyond budget
  • Inflexibility on negotiation terms
  • Emergence of better opportunities
  • Changes in personal or financial circumstances

Maximum Walk-Away Price

$485,000

The walk-away price aligns with the competitive offer, suggesting appraisal risk if exceeding this amount significantly.

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Analysis powered by The OfferGuide Principle™.

Proprietary Methodology: This report utilizes the Four Pillars of Value™ framework to identify market premiums and appraisal gap risks.

Legal Notice: This is a strategic negotiation tool, NOT a licensed appraisal or a guarantee of loan approval. OfferGuide is not responsible for the final purchase price or lending decisions. Use of this report acknowledges that all input data was user-provided.

© 2026 OfferGuide | Residential Strategy Division